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  • The raving Young Money Master Program in TAR Unversity College

    Our  Young Money Master Program was held from 5-6 Oct 2013 in Tunku Abdul Rahman University College, Setapak, Kuala Lumpur. It was a full 2-day intensive training for youths to learn about money and wealth, applying it in your life, and adapting to reality.

    Sounds packed and too rush for you? Well, let us show you a few photos that all of our participants had truly enjoyed the program flow that we meticulously designed.

    Young Money Master promises not to make any of the programs boring and keep it fresh and interesting with unexpected surprises to make the whole learning process an entertaining, enlivening, and enlightening one.

    Young Money Master

    Our program aims to gather youths of the same interest to learn together and to share experiences that one may have not encounter. This will boost the motivation and the confidence in creating wealth when you know more financial friends.

    There were participants from different states varying from Penang to Johor; as well as universities involving private and public universities in Malaysia. There were also several young working adults who joined and received even more respect among participants because of their working experiences in today’s society.

    Gender? Background? Race? Even female youth nowadays tend to improvise themselves! All of it doesn’t matter anymore as long as you are willing to accept the knowledge. Here, we had KC See as one of the program speakers to share his experience and knowledge in creating wealth. His mindset is to simply share out his valuable experience for youths to apply in reality.

    Passionate Youth

    Youths who brings a broad mind to join this camp is able to accept, learn and to be exposed with different opinions and comments all together. How often do you usually hang out or have the opportunity to discuss about your strategy in creating wealth with friends?

    Our trainers were very committed and they went on full force to share out their knowledge to curious Young Money Masters as well as to answer their doubts in life involving financial issues.

    Proper guidance and trainings will nourish the youths in basics of creating wealth through smart ways and to prepare them to face any kind of outcomes in the future.

    Young Money Master Batch 1013

    Join YOUNG MONEY MASTER TODAY to start building your foundation to wealth creation.

  • 3 Tips On How To Obtain The Best Savings Account Rates

    Discovering the best savings account can make you money and save you money, at the same time. The vast majority of people who open a savings account generally start with an ordinary/regular savings account. However in today’s complicated economy, that may not be the best thing for you. The fact is you have many more options available to you. Some of these options may well have the best savings account rate. Read on to discover 3 simple steps that will help you make the right decision.YMM-BestSavings

    Bank Comparison Rules

    In obtaining the highest savings account rates, comparison of banks and their respective savings plans rule. Thanks to the Internet, you don’t even have to leave your home to make your comparisons. Simply go to the respective banks web site and check out what savings plans and rates they have.

    However, each of the plans may have very specific terms and conditions to qualify for the highest rate of interest available. In others words, be smart and read the fine print. Otherwise, you may find yourself somewhere down the road actually losing money, because of hidden fees and penalties.

    Know The Savings Plan

    It is also necessary for you to get to know the many types of savings account that are available. Simply put there are savings accounts that are considered as low-interest earning accounts and there are those accounts with higher interest earnings. Of course, there are specific terms and conditions for these accounts, and one of those terms, between low interest and high interest savings account, is the length of time your money must be left in the account; before you can withdraw it.

    Some of the savings accounts that are available other than the regular accounts are the following: money market savings account, health savings account, online savings account, offshore savings account, and more. The following are factors to be considered in choosing your best savings account rates: (1) interest rates, (2) maintaining balances, and (3) initial deposits.

    Evaluating Your Financial Needs and Requirements

    Choosing the best savings account rates will depend on your present and future financial needs and requirements. Certainly, you will have to evaluate your needs and requirements and see if the terms and conditions of the saving account is something that you can put up with. You have to find out what your commitment will be, i.e. maintaining balance, and if you will be able to live with the commitment.

    High rate savings, obviously are regarded as the best savings account rates as they will give you a higher return on your deposit. Considering the higher yield of this type of savings account, it can be a good investment for the future. But, it may not be appropriate for you if you are in a tight cash flow situation. Bearing in mind that this type of savings account may well require a higher initial deposit and a higher minimum balance.

    In order to get the most from the best savings account rates, you need to familiarize yourself with the details and fine print of your financial institution and the individual saving plans. Then make sure it fits your personal needs and requirements, so your money is working for you and not the bank.

  • Improving How To Spend Your Money

    Improving How To Spend Your Money

    Money may not be with you all throughout the year. There are downs and ups when we talk about the financial resources and income of an individual orYMM-budgeting family. In dealing with financial difficulties, there is a need to have budgeting techniques as early as possible. There is a need for us on how to master the art of stretching the capacity of our available money.

    It is but normal to commit errors especially when you are not yet used to doing things your job calls for you to. But, do not make those mistakes that you would surely regret in the long run. As soon as you could, you have to develop a great way of managing to budget your money. There are some tips you could remind yourself of. These would be points you could use in making or establishing good means to improve the way you budget your money.

    • Make a list of your unwanted budgeting habits. This includes all those you think of being not useful or helpful for you and your financial needs and financial security.
    • You plan on what to do in order to take the first steps in changing your old habits or acts in which they made your budget method a failure.
    • Manage your income and the amount of money you spend by preparing a sort of tally sheet of such information.
    • Prepare your spend plan. This must include your foreseen expenditures.
    • Collect receipts and note bigger amount spent
    • Limit spending by looking for some alternatives to it
    • As much as possible do not uses much credit card or cheques.

    Those above-mentioned points are really a great reminder for you. If followed, you would clearly see the improvement in your budget techniques. It would surely result to better financial management capacities for you.

    When this is achieved, you would definitely live a more satisfactory life. The right way of how you budget what you need as a winning one in the field of financing one’s self.